ISLAMABAD, April 13, 2026: Mobilink Bank has entered into a strategic partnership with HBL Zarai Services Limited to strengthen agricultural financing for underserved farming communities under the “Zarkhez-e” Asaan Digital Zarai Qarza Scheme.
The collaboration aims to expand access to structured, in-kind agricultural financing across Pakistan by linking credit with essential farm inputs, advisory services, and market access. The initiative is designed to ensure that financing is utilized for productive agricultural purposes, leading to improved crop yields and enhanced economic resilience for smallholder farmers.
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Under the agreement, Mobilink Bank will leverage its digital banking infrastructure to streamline disbursements and transactions, making the financing process more efficient and accessible. HBL Zarai Services Limited, acting as an approved Agricultural Services Provider (ASP), will facilitate farmers’ access to high-quality agricultural inputs, agronomic advisory, mechanization services on a pay-per-use basis, and structured crop offtake solutions.
This integrated, closed-loop model connects financing with input utilization and market access, enhancing transparency, minimizing inefficiencies, and strengthening farmers’ economic resilience while supporting sustainable agricultural practices.
Speaking on the occasion, Harris Mahmood Chaudhary, President and Chief Executive Officer of Mobilink Bank, said the partnership reflects the bank’s commitment to meaningful financial inclusion. He noted that linking credit with inputs and advisory services would help ensure effective utilization of financing and support sustainable livelihoods for farmers.
Amer Aziz, Chief Executive Officer of HBL Zarai Services Limited, described the collaboration as a significant step toward improving the delivery of structured agricultural financing. He emphasized that combining financial access with on-ground agricultural services would translate into increased productivity, improved yields, and better market outcomes for farmers.
Through this partnership, both institutions aim to enhance coordination, streamline service delivery, and scale in-kind agricultural financing across key agricultural regions of Pakistan. The initiative aligns with national priorities for sustainable agriculture, financial inclusion, and inclusive economic growth, contributing to the long-term development of the country’s agriculture sector.
